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Today's Rates

Last update: January 31, 2012 06:21 PM EST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
 3.750 0.000 3.785
15 yr fixed conforming
 3.000 0.000 3.062
3/1 ARM
 2.875 0.000 2.708
30/5 yr fixed or 5/1 ARM
 3.000 0.000 2.783
30/7 yr fixed or 7/1 ARM
 3.375 0.000 3.000
10/1 ARM
 3.750 0.000 3.345
1 year ARM
6 Month ARM
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
 4.375 0.000 4.393
15 yr fixed jumbo
 3.500 0.000 3.531
3/1 jumbo ARM
 2.875 0.000 2.691
5/1 jumbo ARM
 3.000 0.000 2.766
7/1 jumbo ARM
 3.375 0.000 2.982
10/1 jumbo ARM
 3.750 0.000 3.327
1 year ARM
6 Month ARM
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
5/1 ARM Interest-Only
 3.250 0.000 3.199
7/1 ARM Interest-Only
 3.625 0.000 3.389
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
5/1 ARM jumbo Interest-Only
 3.250 0.000 3.182
7/1 ARM jumbo Interest-Only
 3.625 0.000 3.371
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.